I am not in Kansas anymore, insurance galore!
Last night I got a phone call from an insurance company. I now have liability insurance. I have so much insurance its crazy! I have funeral insurance, liability insurance, dental insurance and health insurance. I have to admit I have never had so much before! I can recall working in America and having health insurance and I did have dental, though it wasn’t much. I can also remember how much it cost coming out of my pay check every two weeks. 40 dollars every two weeks for just the health, then there was the 10 every two weeks for the dental. After I was let go my insurance was going to cost me 300 dollars a month to keep it! My insurance including dental and psychological coverage will cost 150 euro a month. I take a deep breath just thinking about that number! My funeral insurance is going to cost 8 euro a month and my liability a little under 3 euro a month. I like those numbers!
All this before I am working, how to pay for it all? Well, right now Dutchie is. The IND states that she is responsible for me and absolutely everything I need and I am not allowed to ask for government assistance for a minimum of five years. I can live with that, I remember what it was like not working and needing help at one point in my life. It didn’t last long but I remember it well. This is so much for Dutchie and I have sat by watching the paycheck get smaller and smaller due to things I needed. While Dutchie has never complained about all the money it has taken for my permit and all my needs I have complained. I want to help with the costs but the IND has stated I was not allowed to work while I was being processed.
Though I have to admit something; having full coverage and it costing less than what it would have cost in America and not fully covered is shocking to me, overwhelming even. I can sleep sound and know I am covered for virtually everything. I am a natural klutz you see and it is good to know that anything I get myself into will be covered. The burn on my arm is testament to the fact that I am a klutz. I did that with an electric kettle, steam and boiling water can leave a nasty burn when you aren’t careful but anyway. I used to be one of those 42 million Americans uninsured and now I have full coverage. It is definitely overwhelming.
I received my first rejection email yesterday; I received another email this morning stating they were unable to open my resume. So I resent them the resume in the format best after the issue with the first one. He got back to me again thanking me for my quick reply and now he can open it. I am sending my resume online at the moment because I still have to wait two weeks to pick up my sofi-number, the number that is the equivalent to a social security number, you can’t do much without it. So until I get it I cannot go to agencies in person or fill out applications because the first thing they will ask for is that number. I want to be able to help Dutchie with the bills I create and the home that we live in. I want to be able to stand on my two feet and contribute. Alas I must wait another two weeks. But I will contribute; I have to for my own sanity and to ease the weight off Dutchie.
My insurance papers came in this morning. My goodness! OHRA Zorgverzekering and Yarden have sent me paperwork on my policy and forms to fill out. Dutchie is going to sit with me and go over it all because some of the Dutch is so foreign to me. While I type this Dutchie reads off all the things I am covered for and the list goes on and on! Physical therapy, glasses, birth control, organ transplant, hospital stay, if something were to happen overseas I am covered. This is great! I even have some cosmetic stuff covered! Now all I have to is get off my suction cup and make some money!
OHRA Zorgverzekering, Yarden, insurance, health insurance, psyc insurance, dental insurance, funeral insurance, expat, netherlands, American expat
April 5th, 2009 at 3:08 am
Giza pyramids is an excellent place to travel to. Sunset in the sands is something you should definitely see live.